October 29-30 • The Ritz-Carlton • Pentagon City, VA
Uncover vital insights alongside industry visionaries, regulatory leaders, and peers in your field to ensure you navigate the complex regulatory landscape without missing a step.
2024 Agenda
Day 1 • Tuesday, October 29
8:30am
Registration & Light Breakfast
9:00am
Welcome
Jodie Kelley, CEO, Electronic Transactions Association
101 Level Sessions • 9:00 AM–12:30pm
101 Level Sessions serve as a precursor for the 201 level sessions and provide an overview of the basic laws and regulations governing payments. These sessions are great for those who are new to payments or just want a refresher.
9:05–9:30am
Overview of Regulators
Who are they, what do they do, which laws/regs do they enforce, powers, etc
- Ed Marshall, Partner, AGG
- Max Bonici, Counsel, Venable
9:35–9:55am
Bank Secrecy Act/AML/KYC
- Erin Doyle, Associate, AGG
- Chris Boone, Counsel, Venable
10:00–10:25am
TILA/Reg E
- Obrea O. Poindexter, Partner, Cooley LLP
- Steve Conley, Associate, Wiley
10:30–10:45am
Cannabis
The Drug Enforcement Administration (DEA) is moving to reclassify cannabis as a Schedule III drug under the Controlled Substances Act (CSA).
- Bob Durkin, Partner, AGG
10:45–11:10am
Money Transmission
- Adam Fleisher, Partner, Cooley
- Erin Doyle, Associate, AGG
11:10–11:40am
Durbin and Reg II
- Theresa Kananen, Partner, AGG
11:40am–12:20pm
PayFacs
- Nicole Meisner, Partner; Chair, Paytech and Payment Systems, Taft
- Chris Boone, Counsel, Venable
12:20–1:35pm
Lunch
Tables hosted by individual law firms to facilitate deeper discussion.
201 Level Sessions • 1:35 PM–5:00 PM
201 Level Sessions focus on the latest changes to laws and regulations as well as discussion of the current trends to help attendees keep their compliance programs ahead of the curve.
1:35–2:00pm
Overview of Regulatory Environment
Regulators are focused on the payments industry with new regulations and enforcement actions. This session will discuss how to think about the regulatory environment in DC and what it means for your company.
- Ed Marshall, Partner, AGG
- Ellen Berge, Partner, Venable
2:03–2:28pm
The FTC’s Perspective
- FTC - speaker to be assigned
- Duane Pozza, Partner, Wiley (moderator)
2:30–3:00pm
Surcharging and Cash Discounting
Surcharging and discounting create opportunities and risks. This panel will explore these practices from a compliance standpoint.
- Theresa Kananen, Partner, AGG
- Sean Ruff, Partner, Cooley
- Nicole Meisner, Partner; Chair, Paytech and Payment Systems, Taft
3:00–3:10pm
Coffee Break
3:10–3:45pm
Dealing with a Regulatory Enforcement Action
The risk of enforcement actions against the industry had increased. Learn about how to avoid them and what to do when your company is facing one.
- Michell Rogers, Partner, Cooley
- Ed Marshall, Partner, AGG
- Lee W. Gilley, Partner, Bradley
3:47–4:00pm
Privacy
More and more states are enacting privacy laws, creating a patchwork and new compliance challenges. This session will provide the latest on privacy laws and how to think about them.
- Erin Doyle, Associate, AGG
- Kelley Bastide, Partner, Venable
- Lee W. Gilley, Partner, Bradley
4:14–4:34pm
Artificial Intelligence
AI is strengthening the way payments are conducted. From fraud prevention to customer service, learn how AI is making compliance easier.
- Allison Raley, Partner, AGG
- Duane Pozza, Partner, Wiley
- Federal Reserve (invited)
4:36–5:00pm
Money Transmission
New entrants and new services have created compliance challenges for money transmission. This session will explore the new compliance challenges.
- Adam Fleisher, Partner, Cooley
- Nicole Meisner, Partner; Chair, Paytech and Payment Systems, Taft
5:00–6:00pm
Deeper Dive Conversation
Individual tables hosted by law firms. This is an opportunity to sit with the lawyers for deeper discussions.
6:00–8:00pm
Networking Reception/Dinner
Tables hosted by individual law firms.
Day 2 • Wednesday, October 30
8:00–9:00am
Breakfast
Tables hosted by individual law firms.
201 Level Sessions Continue • 9:00 AM–12:00pm
201 Level Sessions focus on the latest changes to laws and regulations as well as discussion of the current trends to help attendees keep their compliance programs ahead of the curve.
9:00–9:20am
Overview of Politics/Capitol Hill
ETA works with policymakers to deliver the messages of the payments industry. This session will discuss how the 118th Congress is viewing our industry.
Scott Talbot, EVP, Electronic Transactions Association
9:25–9:55am
Beneficial Ownership Rule
To help fight financial crimes, the Beneficial Ownership Rule is a requirement from the Financial Crimes Enforcement Network (FinCEN) which mandates all covered financial institutions collect and verify from certain non-exempt legal entities information about the beneficial owners of the entity at the time a new account is opened. Most companies are covered by the rule. FinCEN began accepting reports on January 1, 2024. This panel will discuss the ins and outs of the Rule.
- FINCEN–invited
10:00–10:30am
Thinking about the CFPB
The CFPB has ramped up its enforcement, rulemaking and public messaging for payments companies. This session will help compliance executives think about the CFPB.
- Erin Cass, Counsel, Paul Hastings
- Lee W. Gilley, Partner, Bradley
- Antonio Reynolds, Partner, Wiley
10:35–11:00am
State Taxes
States are changing laws related to sales tax. This session will focus on how payments companies should think about these changes.
- Michele Borens, Partner, Eversheds
- Maria Todorova, Partner, Eversheds
- Charlie Kearns, Partner, Eversheds
11:05–11:30am
Compliance from the Industry Perspective
Compliance has many sides. This panel will hear from industry players and how they think about staying on top of compliance issues.
- Chief Compliance Officer, Bank
- Chief Compliance Officer, Processor
- Ellen Berge, Partner, Venable
11:35am -12:00pm
The CFPB’s Agenda
The CFPB has a number of initiatives focused on banks and fintechs. From open banking to supervision of non-banks, this session will hear directly from the CFPB on its payments-related agenda.
- Amy Zirkle, Senior Program Manager, Payments and Deposits Markets, Consumer Financial Protection Bureau
- Allyson Baker, Partner, Paul Hastings
12:00–1:00pm
Lunch
Tables hosted by individual law firms to facilitate deeper discussion.
Network Compliance • 1:00–4:30pm
These sessions will facilitate deeper discussions about compliance with network rules.
1:00–2:30pm
Compliance with Network Rules
Three 20-30 min sessions with each network, including Q&A.
- VISA: Robert Johnson, Senior Director, Visa Rules Management- US Region
- MASTERCARD: Jonathan Trivelas, Vice President, Brand Performance Team
- AMERICAN EXPRESS: Robin Trickel, VP Global Policy & Standards, Global Merchant & Network Services
2:30–2:45pm
Coffee Break
2:45–3:15pm
Fireside Chat with Three Networks
Three 20-30 min sessions with each network, including Q&A.
- Ellen Berge, Partner, Venable
3:20pm
Question and Answer Session with Networks
4:00pm
Concluding Remarks
Jodie Kelley, CEO, Electronic Transactions Association
4:00–5:30pm
Networking Reception
Hotel
$309 / night + taxes and other charges
The Ritz-Carlton, Pentagon City
1250 South Hayes Street
Arlington, VA 22202
You will be sent a special booking link with your conference registration confirmation. Room block ends October 8, 2024. Limited rooms are available.
Nearest Airport: Ronald Reagan Washington National Airport
Hear From 2023 Attendees
“PCC is a great conference to brush up on the foundations in the current context, and unlike other conferences, I find that the information is very practical and applicable to my work today and not high-level horizon technologies.”
Kelsey Liebe
Director of Compliance, Repay
“PCC keeps me and all attendees apprised of Federal regulations, state laws and card brand rules. In addition, I get to connect with like-minded colleagues.”
Adrienne Gray
SVP Payments Risk & Compliance, Commercial Bank of California
“PCC helps me stay on top of the rules and regulations of both the Federal & State. I also get a chance to build my compliance network.”
Diane Driscoll
Director of Compliance & Risk at US Alliance Group, Inc.
“I am leading payments in a bank new to this industry and PCC gives a good understanding of basic compliance and provides great content I can immediately apply to my professional life.”
Jagdeep Sahota
Chief Payments Officer, EVP, Banc of California
“Information shared at PCC is very valuable, the educational aspect of it is pertinent to my role. It validates what I am doing and helps me easily apply it to help improve my organization’s compliance program.”
Luziane Cavalcanti
Manager – Payments and Special Projects, Cargas Systems
Event Sponsors
Obtain CLE and ETA CPP CE Credits
ETA’s Payments Compliance Conference will be granted 9 CLE credit hours.* CLE States: California, Georgia, Michigan, Washington State, Alabama, New York, Virginia.
This list will be updated as we get approvals from additional states. ETA also allows for Financial Hardship requests and tries to award at least two scholarships to attorneys that qualify. Scholarships include at least a 50% reduction in the cost of the registration course fees. All requests for financial aid should establish the hardship and the specific request for assistance. ETA will determine the scholarship based on the need. Reduced rates are also extended to government employees. To request financial aid or if your state is not on the list, write to us at etacompliance@electran.org and we will be glad to assist you. We will inform you of the final approved CLE credit hours in our post event follow-up.
*Exact number of credits TBD.
The ETA CPP™ certification program sets the standard for professional performance in the payments industry and is a symbol of excellence. It signifies that an individual has demonstrated the knowledge and skills required to perform competently in today’s complex electronic payments environment.
This event is eligible for 9 ETA CPP™ Continuing Education (CE) credits.* Credit is earned at the rate of one credit per 50 minutes of electronic transactions industry-related session time, including questions and answers, excluding lunches and breaks.