October 16 • Mastercard Tech Hub
Capital Markets & Payments
A Must-Attend Event for Investors, Analysts, & Innovators in Payments
$299 ETA Members • $329 Non-Members
Money Moves in Payments
Payments is at an inflection point and markets are taking note. Agentic AI is moving from concept to commerce. Stablecoins are becoming infrastructure, not experiments. M&A activity is picking up as companies seek capabilities they can't build internally.
Success depends on understanding both what investors are backing and technology that's redefining the industry — most see only one side. Attend for the complete perspective.
Media will not be invited.
What This Day Delivers
- Capital Allocation Decisions – Goldman Sachs, UBS, Jefferies, and KBW on which payment models survive the next cycle.
- Technology Implementation Reality – US Bank, Plaid, and Mastercard on what works in agentic commerce and stablecoin infrastructure.
- Market Consolidation Patterns – Where fintech valuations reset and which software models scale profitably.
- Unfiltered Access – Open mic with UBS equity research and Wellesley Hills Financial. Ask about your deals, your market position, your strategy. No scripts, no filters.
Built For
- Executives at payment companies and fintechs making strategic, investment, and M&A decisions.
- Corporate development teams evaluating acquisition targets and partnership opportunities.
- Investment professionals and analysts covering payments and fintech sectors.
- Product and technology leaders who need market intelligence to guide strategic priorities.
Agenda
THURSDAY, OCTOBER 16
9:00am
Welcome
Ian Goldberg
SVP Transfer Solutions and Commercial and New Payment Flows
Mastercard
9:05am
State of Payments & Washington's Impact
Get a quick recap of the state of play and know which regulatory changes will hit your business model before they do. Durbin, FedNow, AI governance, crypto rules, and Open Banking implementation — straight from the frontlines.
Scott Talbott
EVP, ETA CPP
ETA
9:40am
Where Capital is Moving
Goldman Sachs Specialty Lending Group and Jefferies Equity Research — Payments, break down allocation patterns across private and public markets. See which payment models attract capital — and which get passed over.
10:05am
What Drives Your Valuation
Leading industry analyst Tim Chiodo breaks down the four debates dominating investor conversations:
- Can card networks sustain growth?
- Who wins merchant acquiring as margins compress?
- Is modern POS a real threat to incumbents?
- Which checkout models survive?
Know what investors scrutinize before they look at your business.
Timothy Chiodo
CFA, Equity Research, Payments, Processors, & FinTech
UBS
10:25am
Networking Break
10:45am
Agentic Commerce Reality Check
AI agents are transacting autonomously — ordering, paying, and choosing providers. US Bank's Chief Innovation Officer, Plaid's Head of Payments, VGS's strategic partnerships lead, and KBW equity research dissect what changes across the entire value chain. Networks, issuers, acquirers, merchants, consumers — no one's business model stays the same.
11:25am
Stablecoins and Your Economics
Payments companies are entering the private stablecoin market. What does this mean for processor margins, scheme economics, and bank positioning? Plus, Big Retail is moving in. Industry operators, investment analysts, and regulatory experts break down the business case and legal landscape. Understand if this is threat or an opportunity for you.
12:00pm
Lunch
12:45pm
Keynote
Santoli decodes the market’s signals — from investor sentiment to sector valuations — and explains what’s really driving the money. Get the full context you won’t find anywhere else.
Michael Santoli
Senior Markets Commentator
CNBC
1:10pm
Data is the New Oil
Every payment tells a story — but who owns it? Each transaction generates valuable data. The real advantage lies in who captures it, refines it, and converts it into AI-powered revenue. Discover how fintechs, payment providers, and retailers are working together to turn seamless payment experiences into engines of sales and loyalty.
1:50pm
Software-Led Payment Acceptance
ISOs and bank acquirers remain the channel — but software is the product. Hear directly from companies forging these partnerships on what’s gaining traction, where the real opportunities lie, and which models are built to scale.
2:30pm
Networking Break
2:40pm
Fintech Reset and the Path Forward
The correction has drawn a clear line between sustainable models and hype. Hear both sides: a venture partner on what VCs are backing now, and an investment banker on what’s getting funded — and acquired. Learn what survived, what didn’t, and what it means for your next move.
3:10pm
Open Mic: Your Questions Answered Live
Bring your toughest questions — your deals, your positioning, your strategic dilemmas. UBS equity research and Wellesley Hills Financial answer on the spot. No prepared remarks. No holding back. Just candid insights you won’t get anywhere else.
3:45pm
Closing Remarks
Scott Talbott
EVP, ETA CPP
ETA
3:50pm
Networking Reception
Companies Who Attend
From nimble startups to industry stalwarts, the most significant investors, analysts, and innovators in payments gather at TRANSACT Tech — NYC.
Advent International • Adyen • Amadis • American Express • Apple • Array • Avenu Insights & Analytics • Bain & Company • Bank of America • Bank of Canada • BigCommerce • Biz2Credit • BlackRock • Blankfactor • Block (formerly Square) • Bonell Ryan Executive Search • Broadhaven Capital Partners • BSS Unit • ByteDance • Capital One • CardFlight • Celero Commerce • Chargeback Gurus • Chargebacks911 • Citigroup Global Markets • Clearent • Clearent/Xplor • CNBC • Commerce Ventures • Edison Partners • Ernst & Young • ESQ Data Solutions • Featurespace • Federal Reserve Bank of NY • Fee Navigator • Fidelity Management Research • Finix • FIS • Fiserv • Forter • Fortis • Further Advisory • Get Beyond (formerly Above and Beyond) • Goldman Sachs Specialty Lending Group • Greylion • Huntington Bank • Instinct Science • Integrated Technologies • Intrepid Ventures • JM Search • JP Morgan Chase • Juice Financial • Keefe, Bruyette & Woods • Long Ridge Equity Partners • LYSTAR Group • MarketTime • Marshall Wace • Mastercard • Meridian Bank • Meta • Mikom • Mysign • Netevia • NMI • Olo • ONUS Merchant Solutions • PJT Partners • Point Monarch • Pollinate • Priority Technology Holdings • Propelr • Proxet • PwC • QED Investors • Red Bear Advisory • Resonance Security • Retail Council Services • Revenued • Royal Park Partners • RunSignUp • Semper Payments • SignaPay • Silicon Valley Bank • Simpalm • SISA Information Security • Softec Services • Steptoe • Swivel Transactions • Symbiotic • TabaPay • TD Bank • The Nilson Report • The OLB Group • Trifecta Collective • Triveni Capital • Truist • UBS Group • Utopaya • Valor Paytech • Venable LLP • Vertex • Visa • Wellesley Hills Financial • Wellfit Technologies • Wellington Management • Wilson Sonsini • Wind River Payments • Wolfe Research • WooCommerce • Worldpay • Zip Co
Know Before You Go
The following transit lines have routes that pass near Mastercard Tech Hub, NYC.
Event Sponsors
Terms & Conditions
Cancellations & Refunds
TRANSACT Tech — New York attendees agree to follow health guidelines issued by the local authorities and by the venue operators.
Cancellations are allowed until October 2, 2025, at 11:59pm ET. Refunds will not be issued for cancellations made after October 2, 2025, at 11:59pm ET. All cancellations are subject to $25 cancellation fees. No-shows are non-refundable.
Substitutions can be made until October 15, 2025. Substitution requests should be made in writing to etareg@expotracker.net with the subject "TRANSACT Tech — New York Registration Substitution". No on-site substitutions will be allowed.
In the unlikely event of program cancellation, ETA will refund 100 percent of registration fees paid. ETA assumes no liability for any penalty fees on airline tickets, deposits for hotel accommodations, or any other fees, charges, penalties or other incidental costs that a registrant might incur as a consequence of a program cancellation.
Name Badges
All registrants will be provided a name badge for use during the event. For security purposes, you will be required to wear your name badge at all times in ETA’s meeting space. Individuals without a visible name badge will not be permitted into the meeting areas.
Event Photography Policy
By attending the event, you acknowledge that photographs and/or videos of you may be taken by our conference staff and/or photographers at any time. Furthermore, you grant ETA permission to use photographs and/or video of your likeness in any type of media, including websites and print publications, without compensation or reward.
NO AUDIO OR VIDEO TAPING OF THE PROGRAM IS PERMITTED.
Americans with Disabilities Act / Special Dietary Needs
Attendees with special needs for facilities, visual or audio aids, or dietary requirements are asked to email etareg@expotracker.net so that appropriate arrangements can be made.
ETA CPP CE Credits
The ETA CPP™ certification program sets the standard for professional performance in the payments industry and is a symbol of excellence. It signifies that an individual has demonstrated the knowledge and skills required to perform competently in today’s complex electronic payments environment.
This event is eligible for four (4) ETA CPP™ Continuing Education (CE) credits. Credit is earned at the rate of one credit per 50 minutes of electronic transactions industry-related session time, including questions and answers, excluding lunches and breaks.