May 13-14 • Fairmont Royal York • Toronto
Navigate Canada's Payments Compliance Landscape
From Fundamentals to Future
USD$899 ETA Members • USD$1049 Non-Members
Day 1 • Tuesday, May 13
9:00am – 12:30pm • 101 Level Sessions
An overview of the basic laws and regulations governing payments. These sessions are great for those who are new to payments or just want a refresher. The 101 level also serves as a precursor for the 201 level sessions.
*Agenda subject to change
8:30am
Registration & Light Breakfast
9:00am
Opening Remarks
JODIE KELLEY
CEO
ETA
9:05am
Overview of Regulatory Environment for Payments
This session would provide a comprehensive look at the key regulatory bodies overseeing the payments industry in Canada, their roles, and how they interact with the financial ecosystem.
Jackie Shinfield
Partner
Blakes
9:35am
Financial Consumer Agency of Canada
This session would delve into the FCAC's role in protecting consumers, its regulatory framework, and recent initiatives to enhance financial literacy and consumer protection. Code of conduct. Regulator for Open Banking and potential market conduct for RPAA.
Bonny Murray
Partner
Blakes
10:20am
Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA)
Jackie Shinfield
Partner
Blakes
10:55am
Money Services Businesses
This session would address the regulatory environment for money services businesses in Canada, including licensing, compliance obligations, and risk management.
11:20am
Retail Payments Activities Act
This session would provide insights into the RPAA, its implications for payment service providers, and how it aims to enhance the safety and efficiency of retail payments.
11:55am
PayFacs
Acting as intermediaries, PFACs help businesses accept electronic payments. PayFacs are third-party merchant service providers that offer payment processing services and can also provide additional services like fraud protection.
12:20pm
Keynote Speaker
James Hicks
CEO
Moneris
12:30pm
Lunch
Tables hosted by lawyers at Blakes.
Day 1 • Tuesday, May 13
1:35pm – 5:00pm • 201 Level Sessions
These sessions focus on the latest changes to laws and regulations as well as discussion of the current trends to help attendees keep their compliance programs ahead of the curve.
1:35pm
Office of the Superintendent of Financial Institutions
OFSI is an independent agency of the Government of Canada. It regulates and supervises more than 400 financial institutions. This session will focus on their 2025 agenda.
Vladimir Shatiryan
Partner
Blakes
2:05pm
Finance Canada’s Agenda
This session would explore Finance Canada's strategic priorities for the payments sector, including innovation, security, and consumer protection.
2:30pm
Open Banking
The Department of Finance Canada has released a comprehensive framework for consumer-driven banking, also known as Open Banking or consumer-directed finance, in the 2024 Fall Economic Statement.
Open Banking allows Canadians and small businesses to securely share their financial data with approved service providers, offering access to innovative tools that improve financial outcomes while ensuring safety, transparency, and national security.
3:00pm
Coffee Break
3:10pm
Dealing with a Regulatory Enforcement Action
The risk of enforcement actions against the industry had increased. Learn about how to avoid them and what to do when your company is facing one.
3:35pm
Privacy
More and more provinces are enacting privacy laws, creating a patchwork and new compliance challenges. This session will provide the latest on privacy laws and how to think about them.
4:15pm
Artificial Intelligence
AI is strengthening the way payments are conducted. From fraud prevention to customer service, learn how AI is making compliance easier.
4:35pm
Deeper Dive Conversation
Individual tables hosted Blakes. This is an opportunity to sit with the lawyers for deeper discussions.
5:30pm
Break
6:00pm
Networking Reception/Dinner
Tables hosted by individual lawyers from Blakes.
Day 2 • Wednesday, May 14
9:00am – 12:00pm • 201 Level Sessions (continued)
Day 2 also features discussion with network representatives about complying with network rules.
8:00am
Breakfast
With Blakes attorneys.
9:00am
Overview of Politics
ETA works with policymakers in Ottawa to deliver the messages of the payments industry. This session will discuss how Parliament views our industry.
Michael von Herff
Managing Partner
PAA
9:25am
Payments Canada
With changes to the Canadian Payments Act having received Royal Assent, new entities will be able to become members of Payments Canada. In this session, Payments Canada will explain what it takes to become a member, the requirements to become a participant, and what membership expansion means for existing members and new members from a compliance perspective.
Lisa Sattler
Director, Policy
Payments Canada
10:00am
Compliance from the Industry Perspective
Compliance has many sides. This panel will hear from industry players and how they think about staying on top of compliance issues.
10:35am
Compliance with Network Rules
These two sessions will facilitate deeper discussion about compliance with network rules and other areas, like Illinois Interchange Fee Prohibition Act, MCC, fraud prevention, and more.
11:15am
Fireside Chat with Networks and Q&A
Compliance has many sides. This panel will hear from industry players and how they think about staying on top of compliance issues.
12:00pm
Concluding Remarks
JODIE KELLEY
CEO
ETA
12:05pm
Lunch
Tables hosted by individual law firms to facilitate deeper discussion.